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Secure Act 2.0: What Important Issues Should I Consider Regarding Changes Made in 2023?

In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement. The law is called SECURE 2.0, and it's a follow-up to the Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in 2019. The sweeping legislation has dozens of significant financial planning provisions, so to help you see what changes may affect you, we broke the major provisions of the new law into a checklist.

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Thirty-Day Spending Review

The purpose of a Thirty-Day Spending Review is not to create a paper chase for expenditures but just to create awareness about spending. We have been spending all our lives and have formed habits that we no longer notice. Not being cognizant about where money goes is a common source of financial stress.

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