American society lends itself to impulse shopping. End caps are filled with sale items, convenience items are placed within easy reach, and the “Buy Now” button is hard to resist. Why do we keep falling into these retail therapy traps time and time again? Brain chemistry plays a big role in our impulse purchases. In this article we'll see why we gravitate towards impulse purchases and how we can keep our budget on track.
As with any skill, planning and prioritizing can be developed. In this article we will outline some tangible, practical ways that young adults can implement to help develop these skills as they continue to grow into adulthood.
Investors witnessed a robust start to 2024 with the S&P 500 setting 22 new all-time highs in Q1, indicating a bullish trend. Despite slowing inflation progress, the U.S. economy's resilience led to revised expectations, foreseeing only three interest rate cuts this year, aligning with the Federal Reserve's forecast. As markets evolve, staying attuned to economic indicators remains crucial for informed decision-making.
Unlock essential insights from Warren Buffett's shareholder letter, prioritizing long-term strategies over short-term trends. Explore AI's evolution in investment and its shift from hype to practicality. With Election Day nearing, understand the minimal impact of political outcomes on market performance, advocating for a consistent, long-term investment approach. Trust informed decision-making for enduring success.
Unlock the secrets of smart financial moves in times of extra cash or retirement. Learn about Money Market Funds, emergency fund strategies, and retirement planning. Your comprehensive guide to optimizing your finances for a secure future.
As we stand on the brink of a new year, it's a golden opportunity to evaluate our financial standing, learn from the past, and set meaningful resolutions for the future. Just as we make personal resolutions for self-improvement, setting financial goals can pave the way for a prosperous and secure future. To guide you through this process, we've crafted a light-hearted yet effective flow chart to help you navigate the maze of financial resolutions.
Discover key shifts in Q4 markets - Treasury yields, S&P 500's +11.6% gain, and bonds' best return since '89. Explore 2024 outlook: robust economy, housing rebound, and structural shifts. Stay ahead of election noise, focus on non-political factors like interest rate cuts. Your concise guide to navigating financial landscapes.
As we reflect on the market dynamics of 2023, we want to express our gratitude for your trust and partnership throughout this dynamic year. It has been a journey marked by both opportunities and challenges, and we are dedicated to helping you navigate the uncertainties ahead.
Stay ahead in retirement planning with the latest changes to 401(k) plans in 2024. Explore updated contribution limits, match rules, and eligibility criteria for part-time employees. Our comprehensive guide empowers both new and seasoned savers, offering strategies to maximize contributions and understand the tax advantages of traditional and Roth plans. Adapt to the evolving landscape and secure your financial future. Discover the nuances of part-time employee eligibility, ensuring compliance with Secure Act 2.0 regulations. Stay informed, make strategic decisions, and optimize your 401(k) for a successful retirement journey in 2024.