Individuals and Families
Whether you’re celebrating a new addition to your family, looking for ways to save for retirement or a little bit of both, we're here to help. Our firm partners with hardworking professionals like you to prepare tailored financial plans built to meet your needs for today while thinking about tomorrow. We work with well-established, career-driven individuals starting to think about retirement and families located in the Orange County and the Coachella Valley area to begin planning for the future.
Our Services Include:
Financial Planning
We offer personal financial planning and modular financial consulting focused on addressing your specific needs. Through an objective evaluation and assessment of your current financial situation, we can best focus on identifying areas where an opportunity for improvement may exist.
Wealth Management
As we focus on increasing your sense of financial well-being, we'll start by rolling up our sleeves and gaining a thorough understanding of your current financial picture. This is done by clarifying your financial goals, priorities, circumstances and aspirations. Then, we'll guide you in defining and designing your version of an “abundant life" and what it will take to meet your goals.
Investment Management
We believe your portfolio should be managed based on where you see yourself in the future, not how the markets fluctuate today. We'll work together to understand your long-term goals as we design a well-balanced, diversified portfolio to address your future income needs. The money that you entrust with us represents the resources you will have to build the life you want.
FINANCIAL PLANNING
We can discuss a wide variety of topics depending on your unique needs. These could include:
- 401(k) Rollovers
- Establishing IRAs/Roth IRAs
- Life insurance needs
- Long term needs
- Disability insurance needs
- Saving/investing for children and/or their education
WEALTH MANAGEMENT
Our wealth management services include:
- Financial Planning: Your customized financial plan made to guide you in defining and designing your unique version of your “Ideal Life."
- Investment Management: Our investment philosophy relies on disciplined investment techniques based on sound academic research.
- Retirement Planning: Preparing for a new life transition after work.
- Risk Management: Being prepared for life’s unexpected events.
- Cash Flow Management: Developing a budget that will integrate well with your financial plan.
- Tax Planning: Looking at the most tax efficient ways to manage your financial life.
- Education Planning: Ensuring that your children or grandchildren will be able to meet their college funding goals.
- Estate Planning: Helping you to efficiently transfer your lifetime assets to your heirs and/or charities.
INVESTMENT MANAGEMENT
Our investment management services are designed for those who
- Seek independent, unbiased advice
- Prefer to delegate investment decisions to a caring, disciplined financial adviser who has the knowledge, experience and resources to perform ongoing investment research, analysis and money management in their client’s best interest.
- Have traditionally been do-it-yourselfers but now need a financial adviser to help them plan for the next stage of life.
- Need thoughtful strategies to make a seamless transition from career to retirement and confidence that they will have enough money to last the rest of their lives and leave a small inheritance to their grown children.
- Views professional investment management as a way to accomplish financial goals while freeing up valued personal time to focus on the things that matter most to them.